Pay bills, send money and shop by chat.
GOBie is the free AI assistant in the GOB app. Type what you need in plain English, from airtime and your light bill to a transfer or something to buy. GOBie checks the details, you approve with your PIN, and it’s done.
Sell on GOB? GOBie also writes your listings and reviews how your store is doing. For sellers
- Nigerian banks and wallets
- 600+
- Electricity DisCos
- 12
- Betting platforms
- 11
- Mobile networks
- 4
What GOBie can do
One chat. Every transaction.
GOBie understands requests the way you’d type them to a friend, and completes real transactions right inside the conversation.
Send money to any bank
Transfer to GOB users or any of 600+ Nigerian banks and wallets. GOBie shows you the account name before anything is sent.
Smart beneficiaries
Save the people, phones and meters you pay often. Next time, just use the name and GOBie fills in the rest.
Airtime and data
MTN, Airtel, Glo and 9mobile. GOBie detects the network from the number, so you never pick the wrong one.
Electricity and cable TV
All 12 DisCos, plus DSTV, GOtv and StarTimes. GOBie verifies your meter or smartcard, and your token arrives in the chat.
Betting wallets
SportyBet, BetKing, Betway, 1xBet and seven more. GOBie confirms the account name on your user ID before you pay.
“Fund SportyBet with ₦2,000”
Snap and pay
Photograph a meter, smartcard or phone number. GOBie reads the digits on your phone and asks what to do with them.
Marketplace search
Search products from GOB stores by name and budget. Results appear as cards in the chat; tap one to buy.
Sweet Deal
Got GOB points? GOBie offers 10% off airtime, data, electricity and cable TV, paid with your points.
Balance, orders and receipts
Ask for your balance or order history any time, and get a receipt in the chat after every payment.
“What’s my balance?”
For sellers
Your store, managed by chat.
Selling on GOB? GOBie drafts your listings, store copy and pages, and reviews how your store is doing, from your expenses to your best customers. Nothing goes live until you save it.
Create a product: black cotton hoodies, sizes S to XL, ₦8,500 each
Premium Black Cotton Hoodie
Soft, heavyweight cotton hoodie with a relaxed fit, ribbed cuffs and a roomy front pocket. Available in S, M, L and XL, it’s made for everyday wear and holds its shape wash after wash.
Review and saveWrite a hero title and SEO description for my bakery in Lagos
- Hero title
- Fresh cakes, baked to order in Lagos
- Subtitle
- Birthday cakes, small chops and parfaits, made fresh the day you need them and delivered across Lagos.
<meta name="description" content="Order fresh birthday cakes, small chops and parfaits in Lagos. Baked to order and delivered same day.">
Apply to my storeWrite my return policy: 7 days, unused items only, buyer pays return delivery
Return Policy
We want you to love what you ordered. If something isn’t right, you can return it within 7 days of delivery.
- Items must be unused, with the original tags and packaging.
- Return delivery is paid by the buyer.
- Refunds are processed once we receive and check the item.
Review my store for the last 30 days
- Sales
- ₦1.48M
- Profit
- ₦286,400
- Margin
- 19.3%
- Orders
- 132
A good month: sales are up 12% on the 30 days before, and Shea butter 250ml was your best seller. WhatsApp brought in 38% of sales. Your biggest cost was Advertising & Marketing at ₦85,000.
You’ve spent ₦198,300 so far this month.
Advertising is 43% of your costs, so it’s worth checking which ads actually brought orders.
- Amaka O.9 orders₦214,500
- Tunde A.7 orders₦168,000
- Grace E.6 orders₦121,300
Your top three have spent ₦503,800 with you. A thank-you coupon costs little and keeps them coming back.
- Restock Shea butter 250ml. It’s your best seller, and 3 products are running low.
- Lean into WhatsApp. It brought 38% of your sales; Instagram brought 6%.
- Bring buyers back. Returning customers spend ₦13,900 per order, new ones ₦9,800.
Read-only. GOBie analyses your numbers and never changes your store.
Also in the chat: Revenue Low stock Staff Coupons · 5 free AI requests per store every day, with credit top-ups in the app when you need more.
Built-in safety
Smart, but never reckless.
GOBie prepares every transaction. You approve it. Nothing moves until you do.
You ask
Type it the way you’d say it, or send a photo.
GOBie checks
Account names, meters and smartcards are verified first.
You review
A clear summary of who, what and how much.
You approve
Confirm with your transaction PIN or fingerprint.
Done
Your receipt lands in the chat, and points are added where they apply.
Your chat history is saved on your phone. Type “clear chat” to delete it any time.
Yes. GOBie is built into the GOB app on Android and iPhone. Download the app, create an account and tap GOBie to start chatting.
Chatting with GOBie is free. Paying a bill or sending money through GOBie costs the same as doing it anywhere else in the app. For sellers, the AI writing tools and business analyst include 5 free requests per store every day, and you can top up credits in the app if you need more.
Yes. Save someone once as a beneficiary and GOBie remembers them. Next time, type “Send ₦5,000 to my mom”: GOBie fills in the account details, shows you a summary and sends only after you approve with your PIN.
Never. GOBie shows you a summary of every payment and waits for your transaction PIN or fingerprint before anything happens. Account names, meters and smartcards are verified and shown to you first.
Send GOBie a photo from your camera or gallery. It reads the numbers on your phone, shows you every number it found, and you choose the right one and what to do with it: airtime, data, electricity, cable TV, betting or a transfer.
Yes. Type what you’re looking for, like “find cakes under ₦10,000”, and GOBie brings back matching products from GOB stores as cards in the chat. Tap any card to see the details and buy.
GOBie drafts product listings, writes your store’s headline, SEO tags and pages like your return policy, and reviews your sales, profit, expenses and customers for any period you ask about. In the chat you can also pull up revenue, low stock, staff and coupons.
Yes. Describe a product in plain words, for example “black hoodies, sizes S to XL, ₦8,500 each”, and GOBie drafts the title, description, price and variations. You review the draft and nothing goes live until you tap Save.
Yes. Ask things like “review my store for the last 30 days”, “what are my expenses so far this month?”, “who is my top customer?” or “how can I improve next month?”. GOBie reads your own sales, expenses, orders and customers for the period you mention, compares months, flags risks like a falling margin or low stock, and tells you where to focus. In the app, you’ll find it as GOBie Business Analyst.
No. It is read-only: it reads your own store’s sales, expenses and orders to answer your question, and never edits products, prices or orders. Only the owner and staff with both analytics and revenue access can use it.
On your phone. Your conversation with GOBie is saved on your device, and you can clear it any time by typing “clear chat”.